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25 costly phone figures for small businesses accomplishment - small-business
Starting and developing a small commerce can be a frightening and every so often lonely course of action we have compiled a list of 25 advantageous phone facts for agencies and air force that work with small businesses. They can give you information, ideas, and capital to help you be more successful. ?Small Commerce Administration, 409 Third Street, SW Washington, DC 20416 1-800-U-ASK-SBA Fashioned to help America's entrepreneurs form booming small enterprises, and offers financing, education and sponsorship for small businesses in every state. ?Online Woman's Big business Base this PDF lists call phone figures and store in order for Woman's Big business Centers all over the US http://www. onlinewbc. gov/wbc. pdf ?Internal Revenue Service, Help for Small Businesses, Live Cell phone Assistance Call 1-800-829-1040 Tele-Tax recorded tax in order Call 1-800-829-4477 Produces publications that offer counsel to help small businesses meet their tax obligations. http://www. irs. gov/businesses/small/ ?Equal Employment Opening Commission, 800-669-4000 Oversees control rules and policies moving equal employment opportunities. ?Occupational Security and Physical condition Administration, U. S. Administrative area of Labor Business Security & Physical condition Direction 200 Constitution Boulevard Washington, D. C. 20210 800-321-OSHA (6742) OSHA's goal is to save lives, avoid injuries and guard the shape of America's human resources by establishing and enforcing standards. ?United States Patent and Mark Office, 800-786-9199 Assists businesses in caring their investments, promoting goods and air force and conservation consumers. ?Service Corps of Retired Executives, 1-800/634-0245 A nonprofit connection committed to capitalist learning and the formation, augmentation and hit of small businesses nationwide. ?Council of Advance Big business Bureaus, 4200 Wilson Blvd, Suite 800 Arlington, VA 22203-1838 (703) 276-0100 Fax: 1 (703) 525-8277 Nonprofit organizations calculated to promote ethical affair standards. ?National Connection for the Self-Employed, P. O. Box 612067 DFW Airport Dallas, TX 75261-2067 1-800-232-6273 Provides admittance to capital and specialists desired to counter questions, and offers background to help small big business owners stay existing with the most modern news. ?American Sensation Institute, (508) 651-3303 Nonprofit didactic company present commerce and leadership programs all the way through enlightening workshops and motivational videos and books to help small businesses befit and stay successful. ?Inc. com from the publishers of Inc magazine a wealth of advantageous in a row and how to's http://www. inc. com/guides/ Inc Magazine PO Box 3136 Harlan, IA 51593-0317 800-234-0999 ?Quill company food and affair goods up to 65% off with custom commerce air force available, 800-789-1331 ?United Box Service, 1-800-PICK-UPS Box up delivery business offers a assortment of pick-up and conveyance army for small businesses. ?American Marketing Association, 311 South Wacker Drive Suite 5800 Chicago, IL 60606 (800) AMA-1150 Fax (312) 542-9001 Can come back with questions and concerns about marketing new foodstuffs and military or evaluate a business' contemporary marketing strategy. ?American Bar Association, 740 15th Street, N. W. Washington, DC 20005-1019 202. 662. 1000 Can counsel small businesses as regards legal issues facing their companies or help locate a lawyer apposite for their needs. ?American Institute of Proficient Civic Accountants, 888-777-7077 aides small businesses penetrating for help with taxes and other accounting issues, as well as endow with assistance in selecting an accountant that is right for their detail business. ?Public Relations Citizens of America, 33 Irving Place New York, NY 10003-2376 Phone: 212-995-2230 Fax: 212-995-0757 From budding a news circulate to delivering a speech, PRSA can help small businesses with broadcasting needs. ?American Company of Promotion Agencies, (212) 682-2500 Can afford guidance to small businesses imperfect to announce their wares, as well as evaluate the correctness of using an marketing action considerably than promotion on their own. ?Minority Commerce Change Agency, (888) 324-1551 Funds big business change centers athwart the nation. ?Business Arrangement International- is a affair and expert networking club that offers members the break to share ideas, contacts and most importantly, referrals. 199 South Monte Vista Avenue, Suite 6 San Dimas, California 91773 (Outside Southern California) 1-800-825-8286 (Fax) 1-909-305-1811 (Inside Southern California) 1-909-305-1818 ?The Countrywide Black Chamber of Export 1350 Connecticut Ave. NW Suite 825 Washington, DC 20036 (202) 466-6888 Fax: (202) 466-4918 Advocates, promotes, educates and develops African American Chambers. ?U. S. Hispanic Chamber of Commerce, Promotes the increase of Hispanic big business opportunities. 2175 K Boulevard NW, Suite 100, Washington, DC 20037 202-842-1212, Fax 202-842-3221 ?Center for Women's Affair Examine 1411 K Street, NW, Suite 1350 Washington, DC 20005-3407 USA 202-638-3060 Fax: 202-638-3064 is the chief cause of awareness about women big business owners and their enterprises worldwide. The Center's mission is to allow to run free the cost-effective ability of women entrepreneurs by conducting research, allocation in rank and ever-increasing comprehension about this fast-growing sector of the economy. ?Small Big business Evolution Inhabitant Concentrate Box 5018 201 Donaghey Path Conway, AR 72035-0001 (501) 450-5300 FAX (501) 450-5360 Your Base for Entrepreneurship and Breed Business. http://www. sbaer. uca. edu/ ?The Countrywide Commerce Incubation Association, 20 E. Crowd Drive, 37198 ? Athens, OH 45701-3571 USA (740) 593 4331Fax: (740) 593-1996 is the world's foremost business advancing commerce incubation and entrepreneurship. ?Bonus website - Start up Journal the Wall Avenue Journal core for entrepreneurs http://www. startupjournal. com/ About The Author �BZ Riger-Hull. Biographer of The Soul of Accomplishment http://www. in-spiros. com For beneficial free articles, mailto:A1@smartautoresponder. com Proficient as a Sensation Coach, "Four Agreements" Facilitator, & Tele-Course chief We help you be in touch powerfully, bring down stress, Deliberately Appeal to success, & add to your fiscal well-being. Our instruction programs and Tele-Courses give you the Tools you need to Succeed. bz@in-spiros. com
MORE RESOURCES: Letter: State retirement savings ideal for small businesses The Mercury News Our small business was among the first to join the CalSavers pilot program, and I'm extremely impressed. Department of Energy Announces $121 Million for Small Business Research and Development Grants Energy.gov Washington D.C. – U.S. Energy Secretary Rick Perry today announced that the Department of Energy will award 113 grants totaling $121 million to 103 small ... Best Prime Day deals 2019: Small business servers ZDNet The best of the Prime Day small business server deals on Amazon. Texting for All: The Keys to Reaching Your Consumers Small Business Trends When marketing, your goal is to reach and engage with the most people possible. That's why you should give text message marketing for small business a try. Small Business Administration offering earthquake relief seminar KERO 23ABC News If you are a small business owner that has been affected by the recent earthquakes in Southern California, the Small Business Administration is looking to help. Entrepreneur's small business sees big success in the Circle City and expanding company, staff WRTV Indianapolis It is a brand seen in Central Indiana since 2015, but now, Circle, a beverage company, is seeing the success of years of work in the Central City. How Your Community Will Grow Your Small Business Small Business Trends There are two things that will help your success as an entrepreneur; a strong authentic brand and a thriving community that supports the mission of your ... Louisville Forward cuts five from small business development team WDRB Metro government's economic development arm will lay off five employees whose jobs are focused on helping small businesses, as the agency absorbs its ... Small businesses find overseas factories lead to colossal headaches Asbury Park Press Small businesses have been drawn to manufacturing overseas because labor costs are lower than in the U.S. But there are downsides. Small Business Profile: The quiet Lehigh Valley company that has been essential to making flooring, hospital w Allentown Morning Call Small Business Profile: This Lehigh Valley company has rolled along nicely for 50 years. Why Your Small Business Needs to Worry About Cybersecurity Atlanta Small Business Network “I'm not a target; it won't happen to me.” These are the words most individuals and small businesses probably say when they think about cybersecurity if they ... Capital Access, Counseling, and Contracting: How Georgia Works to Supports Small Businesses - Mark Collier & Terri Denison Atlanta Small Business Network Today on ASBN, we speak to Terri Denison, and Mark Collier, who share thow their companies work together to provide helpful services to small businesses. Small Business Tax Exemption, Income Tax Cuts Stall Ohio Budget WOSU Budget talks between leaders of the House and Senate are being described as very positive with solid progress moving forward, but a deadline is coming. SCORE Topics: Why every small business should be using video Frederick News Post There's no denying it: Entrepreneurship is on the rise, and small businesses face stiff competition as they look to capture the attention of consumer markets. Trade wars cool market for small businesses San Francisco Chronicle NEW YORK (AP) — The market for small businesses cooled for the third straight quarter during the spring as tariffs from the trade war with China made some ... Superior developing small business grant program | The Daily Briefing | businessnorth.com BusinessNorth.com The City of Superior is developing a small business grant program to assist local businesses with a variety of costs related to starting, running and expanding ... Small business center opens office at Radford University Roanoke Times Radford University recently rekindled its partnership with the Roanoke Small Business Development Center. Capital Shoe Fixery named Senate small business of the week WCTV One local business, Capital Shoe Fixery, was honored by the Senate as this week's small business. Small Business Optimism Declines in June Collision Week America's small business owners' optimism took a modest downturn in June, according to the National Federation of Independent Business (NFIB) Small ... Small Business Owners Take Action to Stay Competitive! CapeGazette.com How does a small business owner compete in today's world - The Whizbang Retail Success Summit of course! The yearly conference, held in Grand Rapids, ... PCC's Small Business Development Center is moving Arizona Daily Star Pima Community College's Small Business Development Center is moving this week to a new location at the college's district office, 4905 E. Broadway, on the ... 7 Social Media Marketing Courses to Bookmark NOW Small Business Trends There are many great social media marketing courses, webinars, and videos out there to help you stay on top of the latest. Here's 7 to consider. Small businesses getting boost from state to help pay for health insurance North Bay Business Journal The 2019-2020 state budget, signed by Gov. Gavin Newsom in late June, includes funding to expand existing Covered California medical coverage subsidies. Electrosoft Secures Position on CIO-SP3 Small Business GWAC WashingtonExec Electrosoft has won a spot on the $20 billion Chief Information Officer-Solutions and Partners 3 Small Businesses Government-Wide Acquisition. 13 Techniques for Engaging Clients During the Summer Months Small Business Trends The summer season is hectic for many. and it can be hard to get your client's attention. Here's some tips on engaging clients during the summer months. How a Tax Loophole Is Helping Silicon Valley Workers Save Millions The New York Times A little-known tax break allows some start-up employees who own company stock to avoid paying taxes on up to $10 million when they sell their shares. Better Internal Collab and Tools Needed to Boost Small Business UC Today UC Today reports on the latest technology news from around the globe. Read similar Unified Communications news to 'Better Internal Collab and Tools Needed ... Trump Signs New Law To Protect Innocent Small Business Owners From IRS Seizures Forbes Between 2005 and 2012, the IRS used civil forfeiture to seize nearly $200 million in over 2100 cases. Small business owner takes on social media powerhouse News 5 Cleveland BEREA, Ohio — A local business is standing up to a social networking powerhouse. "There's a movement growing of people who are small business owners ... WEDC awards $500,000 to Northwest Side Community Development Corp. for small business loan fund BizTimes.com (Milwaukee) Northwest Side Community Development Corp. has received a $500,000 grant from the Wisconsin Economic Development Corp. to support a $1 million loan ... Etsy Is Pushing Its Merchants To Adopt Free Shipping…And Other Small Business Tech News This Week Forbes Here are five things in technology that happened this past week and how they affect your business. Did you miss them? 1 — Etsy pushes merchants to adopt ... Santa Monica Small Business Fintech Company Responds to Amazon Prime Day Benzinga SANTA MONICA, Calif., July 15, 2019 /PRNewswire-PRWeb/ -- Many big retailers are responding to Amazon's Prime Day on July 15-16 with summer shopping ... Katrina-inspired New Orleans business, hundreds of others land contracts in $2.8B federal program NOLA.com If Hurricane Katrina hadn't hit Louisiana and damaged much of New Orleans, Pontchartrain Partners, a minority-owned construction services business, might not ... Q2 2019 Private Capital Access Index Shows Alternative Lending Rising Small Business Trends According to the Q2 2019 Private Capital Access Index, alternative lending is on the rise. Here's what small businesses need to know. OnDeck Canada Announces Small Business Partnership With Coast Capital Savings Crowdfund Insider OnDeck Canada announced last week it has formed a new partnership with Canadian credit union, Coast Capital Savings, to accelerate online lending to Coast. Gearing up for Amazon Prime Day? Here's how to support small businesses while you shop WSBT-TV Thousands of consumers are no doubt gearing up for Amazon Prime Day on Monday, July 15. The event begins at 12 a. m. PT and ends at 11:50 p. m. PT on ... Calley: USMCA 'vital' to small-business growth Crain's Detroit Business When I was lieutenant governor of Michigan, I saw firsthand the importance of trade with our North American neighbors. Trade deals such as the North American ... Small business grants available; Jonesboro to hold second leadership program talkbusiness.net Small businesses can again apply for federal grant assistance through the city of Jonesboro's Microenterprise Business Accelerator. As part of Jonesboro's ... The best desktop PCs for small businesses in 2019 Digital Trends When it comes to selecting a desktop for your office, there are plenty of options to choose from, and the choices available to small business owners can be ... Aircuts & Day Spa opens at Cleveland Hopkins, first in airport's new small-business program cleveland.com Aircuts & Day Spa is owned by Darrell Solomon, a long-time Cleveland barber and the first participant in the city's new Launch Pad program, designed to ... 2019 Review of Small Business Accounting Systems CPAPracticeAdvisor.com While the sole proprietor or small business owner may not realize their impact on the U.S. economy, small businesses account for 55 percent of all jobs in... What are the Best Government Small Business Loans? Nav Business financing comes in many forms, but for some small business owners, government small business loans offer the most benefits. These loans are backed ... Cyber Security for Hawaii's Small Business Hawaiipublicradio Big data breaches at major corporations make headlines, but small business are also vulnerable to attack—including here in Hawaii. Five Strategic Tips For Cutting Costs At Your Small Business Forbes The economy is hit or miss — one minute it's up, the next it's down. So if you're looking for a reliable way to protect your finances, make sure you cut costs all ... 4 common mistakes made when small businesses build their websites AZ Big Media When a small business sets out to create their website, the most important thing that most forget is that a website is more than just an information source, it is ... Do Your Best Small Business Accounting CPAPracticeAdvisor.com From the July 2019 Issue. So many things have changed in small business accounting over the past few years, it may be time to re-invent yourself, your practice ... Small Business Tax Credit Floated to Boost $15 Minimum Wage Bill Bloomberg Law Negotiations continue over House Democrats' $15-an-hour minimum wage bill, with a new tax credit proposed for small businesses as the proposal moves ... 22 Basic Accounting Terms Every Small Business Owner Needs to Know G2 Math is hard, but these accounting terms are easy. Read to learn the basic accounting terms you need to know to handle your business' finances. Mastercard and Zoho Expand Access to Tools to Help Small Business Owners Around the World Thrive Yahoo Finance Mastercard today announced it is expanding its partnership with Zoho to bring small business owners around the world a comprehensive array of products and ... Firm that helps small businesses boost their online ratings raises $52M Crain's New York Business At a time when businesses rely heavily on online reviews to make or break their businesses, Signpost, a Chelsea-based technology firm that helps companies ... Senators Introduce Bill to Help Small Businesses Improve Cybersecurity Protections Security Today Sens. Marco Rubio (R-Florida) and Gary Peters (D-Michigan) introduced a bill this week aiming to help small businesses access cybersecurity information and ... Recovery center to open for severe weather-affected small businesses krcgtv.com Small businesses suffering losses from recent severe weather will have the opportunity to seek some assistance. The U. S Small Business Administration and ... Small business optimism reverses previous month's gains, but still high Greater Baton Rouge Business Report Optimism among America's small business owners took a modest downturn in June, according to the NFIB Small Business Optimism Index, slipping 1.7 points to ... Wages continue to rise for small businesses amid job growth slowdown HR Dive While job growth slowed slightly for small business in June, wages continued to be on the rise, a new report from Paychex/IHS Markit Small Business ... TIPS FROM SCORE: State employment law changes may affect your small business Barnstable Patriot Question: I have a small Cape-based business with employees. What do I need to know about the changes in Massachusetts employment law to stay out of ... How to shop from small businesses on Amazon's Prime Day Mashable You can support small and medium-sized businesses on Prime Day through Amazon Storefronts and Launchpad and find deals from smaller sellers. Capital Is Flowing to Small Businesses, But What If Yours Isn't One Of Them? Forbes Small business lending is thriving this year at big banks, as well as at regional and community lenders. Currently, access to capital is quite good for small ... In the News: Business Owners and Clients Increasingly OK with Texting After Hours Small Business Trends We're always working anymore. We may post business hours on our office or stores but those don't tell how much business owners are working before and after ... Why Partnerships are Great for Growing Your Business Small Business Trends You can't grow your business alone. You need a team, and small business partnerships can be a great part of that team. Here's why. 65% of Small Businesses Got a Tax Refund for 2018 - Most Happy With It Small Business Trends Even with the new, and somewhat confusing, Tax Cuts and Jobs Act, a new 2018 Small Business Tax Refunds survey reveals that most came out feeling ahead. INBiz, Indiana Small Business Development Center team up to help Hoosiers start businesses nwitimes.com INBiz and the Indiana Small Business Development Center are teaming up to help Hoosiers start businesses. The state agency, which has a local chapter in ... Senators offer bill to protect small businesses from cyberattacks | TheHill The Hill Sens. Gary Peters (D-Mich.) and Marco Rubio (R-Fla.) introduced legislation Monday designed to protect small businesses from cyberattacks by making it easier ... A better way to protect small businesses from cyberattacks | TheHill The Hill Cyberattacks – from data breaches to ransomware – are everywhere, and businesses of all sizes are suffering. Small businesses are among the biggest targets. BNP Paribas Partners With Fintech Startup OneUp To Automate Cloud Banking For Small Businesses Forbes Atherton Research's Principal Analyst and Futurist Jeb Su takes a look at the decision by BNP Paribas, Europe's largest bank by assets, to partner with San ... At town hall, Anderson County farmers, small business owners weigh in on road-fee plan Anderson Independent Mail As Anderson County Council considers whether it will implement a $25 road fee, the focus of the discussion this week turned to farmers and small business ... Emeryville debates whether $16.30 minimum wage should apply to small businesses KGO-TV The Emeryville city council will decide Tuesday night whether to repeal an amendment that gives small businesses in the city an exemption from the paying ... 7 Basic Marketing Techniques for Small Businesses Black Enterprise Here are seven marketing techniques for small businesses that incorporate SEO, social media, and *content* marketing, and other basics. Be A Champion For Small Business Island Eye News SCORE Charleston invites entrepreneurs, business owners, and local leaders to its 9th Annual Golf Tournament at the Charleston National Golf Club on ... Wharton is closing its small business development center, the first in the state Technical.ly The Wharton Small Business Development Center, which helped grow companies like Urban Outfitters, Sabre Systems and Destination Maternity, will be closing ... How to Create a Filing System That Works for You Small Business Trends If you want your business to operate as efficiently as possible, you need to get organized. A simple filing system that's easy to keep up with can ensure that all of ... Phishing Statistics: What an Attack Costs Your Business [INFOGRAPHIC] Small Business Trends A new infographic full of phishing statistics offers some great insights into this cyber threat and what you can do about it. Presidential Candidates Have Not Prioritized Small Business Forbes Few candidates are talking about small business loans, even though access to capital is the lifeblood of small business growth. Meanwhile, many of the ... 3 perks a small business can use to attract, retain employees Fox Business You have to be more creative than your bigger rivals. Lt. Gov. takes small business walk through Norwalk Thehour.com NORWALK — The historic character of the buildings, the variety of restaurants and the construction activity in and around Washington Street were a few of the ... %%title%% Small Business Trends They've cast the votes! They've tallied the ballots! And Small Business Trends proudly announces winning first place in the Freshest in Small Business Awards, ... Marco Rubio, Gary Peters team on Small Business Cybersecurity Assistance Act Sunshine State News Marco Rubio, Gary Peters team on Small Business Cybersecurity Assistance Act. After ‘soul-searching’, Wharton closes business center where Urban Outfitters, Destination Maternity got their The Philadelphia Inquirer After nearly 40 years of providing free and low-cost support services to thousands of small businesses and entrepreneurs, the Wharton Small Business ... Keep a Hard Copy of These 13 Business Documents Small Business Trends Without proper records, a company is just an idea in the owner's head. That's whay you should have these hard copy business documents on hand. Agencies Meet Small Business Contract Goals GovExec.com Agencies fulfilling their obligations for awarding contracts to small businesses broke a record with $120 billion in awards in fiscal 2018, the Small Business ... Radcliff Small Business Alliance welcomes J Sewing Shop Elizabethtown News Enterprise Submitted The Radcliff Small Business Alliance held a ribbon-cutting ceremony June 28 for J Sewing Shop on Wilson Road. Alliance President Pam de Roche ... Legion testifies on challenges facing veteran-owned small businesses The American Legion Legion's testimony focused on the expansion of eligibility for Small Business Administration programs which permit loan assistance to businesses when ... Competing Priorities Mean Security Risks for Small ... Dark Reading Small business IT professionals are trying to balance multiple priorities and finding that the balance often leaves the company with serious security risks. Google launches a new portal for small businesses TechCrunch To celebrate International Small Business Day, Google today launched a new website that will suggest its products that seem like the best fit for a specific ... Small business jobs: Owners are worried about hiring Asbury Park Press Small business owners, who have taken a conservative approach to hiring during the economic expansion, are becoming even more careful. 23 small businesses win spots on $7.5B DISA IT contract FedScoop Twenty-three small businesses will engineer information technology innovations for the Defense Information Systems Agency, after winning spots on a maximum ... Ever Feel like Your Business is Allergic to Sales? Small Business Trends Mark Anderson's cartoons appear in publications including Forbes, The Wall Street Journal and Harvard Business Review. His business cartoons are available ... Kabbage secures $200M to fuel its AI-based loans platform for small businesses TechCrunch Kabbage, the AI-based small business loans platform backed by SoftBank and others, is adding more firepower to its lending machine: the Atlanta-based startup ... US Rep. Bryan Steil's Bill To Help Small Business Find Investors Gets A House Vote Wisconsin Public Radio News The U.S. House of Representatives will vote Tuesday night on a bill from Republican Congressman Bryan Steil to help small businesses find investors. New Mastercard Send Helps Gig Workers Get Paid Small Business Trends Using the Mastercard Send platform, an employer can send funds in real time to any gig worker's debit card, assuring they get paid in a timely manner. Democrat Buttigieg announces minority-focused small business investment plan Reuters Joining several other Democrats targeting black voters this weekend with economic proposals, presidential hopeful Pete Buttigieg released a policy on Sunday ... DoD's plan to solve tech gaps: more small businesses C4ISRNet DISA is awarding 21 small businesses Systems Engineering, Technology and Innovation (SETI) contracts that could total $7.5 billion. In the News: Federal Government Meets Small Business Contracting Goal Small Business Trends Every year the federal government awards more than $500 billion to businesses across the country to complete work on its behalf. And every year, the federal ... Small Business Commission backs plans to charge consumers 25 cents per checkout bag San Francisco Examiner Despite concerns over financial impacts and a lack of data, the city's small business advisory panel this week threw its support behind Supervisor Vallie Brown's ... PR On A Budget: Six DIY Tips For Small Businesses Forbes Though a PR campaign is often what's needed to raise their profile and revenue, startup companies and other smaller ventures often do not have the financial ... Ntshavheni announces string of new initiatives to boost small business support Ventureburn The Minister of Small Business Development Khumbudzo Ntshavheni has announced a string of new initiatives, in what could be a major step to improving the ... Sefa's Small Business and Innovation Fund to finance 100000 startups, SMEs Ventureburn SA small businesses will soon have access to a mixture of grants and loans from Sefa through a new fund that aims to finance 100 000 entrepreneurs. CVCC Small Business Center to present seminar Hickory Daily Record HICKORY — The Catawba Valley Community College Small Business Center will present a no–cost “Using WordPress to Build Your Website” seminar on ... Small and Medium-sized Financial Institutions: The Security Challenges They Face Each Day Security Magazine It's no secret that financial institutions are in criminals' crosshairs. This has been the story ever since people and organizations started putting their cash in the ... Local Business Owners Blame Prop 47 for Increase of Shoplifters NBC 7 San Diego Small business owners in East County are sounding an alarm over thousands of dollars in losses to shoplifting, and say the thieves don't appear to be facing ... Small business owner Diane Matzner opens second Cambria shop New Times SLO Diane Matzner has been a small business retail owner and operator for three decades. She spent most of that time, 22 years, operating three retail... |
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